Commercial Real Estate Mortgages are a standard debt financing facility with standard monthly payments with a maturity and amortization schedule, ranging from anywhere in 2 years to 30 years.
Mortgages below 5,000,000 tend to be utilized by small businesses with SBA enhancements. Loans above 5,000,000 are traditionally places with CMBS, REITs, Insurance companies, Regional and National Banks.
Each lender is different in terms of how they underwrite a file, what they look for that are perceived risks in the market where the subject property is located and the income ratio analysis. Thus having a skilled expert that deals with this day in and day out will ensure that your loan terms are the best available.