Commercial Real Estate Mortgages offer standard debt financing with a monthly payment that has ranging from 2 years to 30 years.
Mortgages below $5,000,000 tend to be utilized by small businesses with assistance of the SBA. Loans above $5,000,000 are traditionally placed with regional bank, CMBS, REITs, and Insurance companies.
Each lender is different in terms of how they underwrite a file and what risks they look and the value placed on what mitigates the risks. Risks of a subject property can range from location, leverage, guarantor experience, cash-flow, liquidity, etc. Thus having a skilled expert with over 10 years experience and assists clients such as yourself daily is often the difference between a decline and an approval.