We are a Direct Lender and provide a full-range of Commercial Bridge lending options. Funding in less than 3 weeks.
We are a direct lender on Commercial Real Estate assets such as Multifamily, Mixed Use, Light Industrial, Office, Retail, and Self Storage.
We offer direct SBA Loan Products such as SBA 504, SBA 7a, and SBA Express loans.
We can fund on Bridge loan requests from $2,500,000 – $25,000,000.
Direct Commercial Real Estate Lending – Loan Amounts $1,500,000 – $7,500,000.
We charge no upfront fees and fund in half the time vs traditional banks
New Product offering: No Tax return required, Quick Funding Loans, Loans on 1-4 Family Investment Property loans, Apartment Building, Mixed Use, Office, Industrial, Retail, and Self Storage.
We lend in all 50 states
SBA 504 & 7A – Fund less than 5 weeks!
(SBA Industry average is 10 Weeks…)
Bridge financing is a short-term commercial financing used to preposition a commercial real estate asset. Typically used to acquire an under performing asset that needs rehab in order to bring it to market rent and fully maximize the value.
While bridge loans are often associated with commercial real estate financing, they are often used to bridge the difference for working capital as well. This for of bridge financing is called factoring and we can assist in arranging this as well. (See Asset Based Lending Tab)
Bridge loans can be used for a number of different uses, including:
Risk associated with these types of loans is higher and thus reflected in the rates vs that of traditional forms of financing. Bridge loans should only be used to bridge the gaps in financing. The maximum terms associated with Bridge loan are 6 months – 3 years.
Commercial real estate is property by the business or for the purpose of generating profit. Property types often associated with CRE are: multi-family housing, office, industrial, and retail buildings.
Commercial real estate loans are a type of financing that is secured by commercial real estate in return for a cash payment.
Lenders can provide up to 90% of the worth of the commercial property (although this percentage can be lower if the property’s cash flow does not support the loan-to-value.
When working with a commercial mortgage banker you should know at the outset that there are a number of programs to choose from, including:
The SBA lending programs offer new and existing businesses access to bank-rate financing when traditional financing options aren’t available.
SBA loans are used for:
Asset-based loans and lines of credit are specialized commercial financing
instruments that monetize a company’s assets on their balance sheets in return for financing. Asset based loans are useful for businesses in cyclical or seasonal industries that have ups-and-downs in cash-flow.
A company can use just about any of its business assets to secure a loan from an asset based lender.
Asset based business lenders we work with are:
A line of credit is immediately available to a business in which the lender will monitor and adjust upwards or downwards based on the company’s cash-flow.
Traditional banks, private investment banks, and alternative business lenders typically offer these facilities but all have different underwriting guidelines.
The line-of-credit will be secured by a company’s accounts receivable and the lender will monitor the activity typically on a yearly basis and adjust the line upwards or downwards based on the performance of the company.