How fast can I get a real estate loan rate?

Our online application returns an indicative rate in 90 seconds. There is no credit pull and no commitment to receive your quote.

Are you a direct lender or a broker?

Riverside Park Capital is a direct lender. We underwrite, fund, and service loans with our own capital and institutional partners — no middlemen and no broker fees.

A DSCR loan (Debt Service Coverage Ratio loan) is a rental-property mortgage qualified on the property's rental income rather than the borrower's personal income, tax returns, or W-2s. It's the most common loan type for buy-and-hold real estate investors.

What credit score do I need?

We work with borrowers with a FICO of 660 and above. Borrowers above 720 typically qualify for our best pricing. Our quote does not require a credit pull.

What's the maximum loan amount?

Our loans range from $500,000 to $10,000,000. Larger transactions can be considered case-by-case through our institutional capital partners.

Do you lend nationwide?

Yes. We lend in all 50 U.S. states with a focus on the top 200 metropolitan statistical areas (MSAs). Rural and low-population markets are not eligible.

How much does it cost to get a quote?

Nothing. Our 90-second quote is free, requires no credit pull, and carries no obligation. You only pay closing costs if you choose to proceed with a loan.

How quickly can you close?

Most loans fund within 14 days of application. Bridge loans can fund in as few as 7 days when title and appraisal cooperate. Construction and SBA loans take longer due to draw schedules and SBA review.

Riverside Park Capital — Direct Private Real Estate Lender

This application requires JavaScript. Please contact us directly at 10 Times Square, New York, NY to apply for a loan.

We provide DSCR, Fix & Flip, Ground-Up Construction, Commercial Permanent, Bridge, and SBA loans from $500,000 to $10,000,000 nationwide.