Two people at a checkout counter, one holding a credit card and the other using a tablet as a point of sale device.

Business Loans

Designed to Move

Your Company

Forward

Fast, Flexible Capital for Entrepreneurs & Small Business Owners

We’re not a bank. We’re better.

At Riverside Park Capital, we help business owners break free from the red tape of traditional financing. Whether you're looking to refinance high-cost SBA debt, fund growth, or access fast working capital — we deliver tailored business loans designed to get you moving, not waiting.

What We Offer

Working Capital Loans

Quick access to flexible capital for marketing, payroll, inventory, equipment, or expansion — with funding in days, not weeks.

Equipment Loans

Affordable monthly payment with a longer amortization period and better terms.

Factoring of Receivables

Short-term financing for time-sensitive opportunities. Perfect for covering gaps while waiting for long-term financing or capital events.

  • Fast Decisions: No endless committees. We can issue term sheets in 24–48 hours.

  • Flexible Structures: We tailor terms around your business—not a credit box.

  • Real Human Underwriting: No algorithms deciding your future.

  • Transparent Terms: No hidden fees or surprises.

  • Growth Partner: We're here to help you scale, not just survive.

  • Loan Amounts: $250,000 – $5,000,000

  • Interest Rates: Starting at 8.99%

  • Loan Types:Term Loans, Interest-Only, Hybrid

  • Terms:12 – 84 months

  • Speed to Close: As fast as 5–7 business days

  • Industries Served: All major industries

Get a quote in minutes. No impact to your credit score.

Have questions? Let’s talk through your options — we’ll meet you where you are.